With the stock market so unpredictable, and interest rates so low, retirees and those nearing retirement are left with fewer and fewer investment choices. Retirees naturally gravitate to safer investments in retirement. Doing so is a sign of intelligence because the idea of starting all over or losing ten years of savings in a matter of months makes no sense at all.

Increasingly, people born in the 1940s, 50s, and 60s want more of their money safer, and out of harm’s way.  After the Covid Crash,  many investors have confirmed what they already knew. Their risk tolerance and time horizon are no longer the same. Rather than staying in the way of the next crash, they want more of their money safe.

Rather than taking a risk they may not need for a gain that may not materialize, they are looking for safer ways to achieve their life and lifestyle goals.  The trouble is that safe investments involve a sacrifice of either yield or liquidity, right?

Here's the dilemma:  If you want a major portion of your retirement money safe and liquid, you will sacrifice yield. If you want a combination of safety with higher upside potential, you will likely give up some liquidity.

Most people understand you don’t get something for nothing in this world.  One retirement asset that has risen above the pack in terms of delivering a strong combination of safety, yield and liquidity is known as a NEXT GENERATION fixed index annuity.  In my daily practice, I review and compare up to 1200 annuities for my clients while rejecting over 98%.

If you'd like to compare annuities without an ounce of sales pressure, let's get together soon in Scottsdale. Together we can incorporate the right annuity into a rock solid financial plan for your retirement. Rolling over a 401(k) or 403(b) soon?  Let's take a few minutes to show you what's working now, and why so many retiring engineers, teachers, tech workers, physicians, dentists, attorneys, accountants, and business owners are choosing NEXT GENERATION retirement annuities with IQ Wealth Management in Scottsdale. See ya soon!

LISTEN TO STEVE'S RETIREMENT RADIO SHOW MON-FRI at 8am & 11am ON MONEY RADIO...AM1510 and 105.3FM. Podcasts at RetirementRadioUSA.com    Access Steve's Digital Workshop Here  TOPIC:  How To Retire Well in 1-5 Years (and STAY Retired)