Your LOCAL Phoenix Annuity Authority: We Research Up To 1200+ Retirement Annuities For You
There is no charge to review annuities with a LOCAL Fiduciary. Certified Annuity Specialist® and Kiplinger Contributor Steve Jurich can be heard daily on Money Radio in Phoenix. For podcasts, click HERE. Steve is an Accredited Investment Fiduciary® and one of the nation's LEADING authorities on annuities. We are local and ready to help you personally.
START HERE: The 5 Annuity Don'ts
All annuities are not alike, just like not all cars are alike! You can save thousands of dollars by learning what NOT to do. In this video, Steve explains annuities in easy-to-understand terms, helping you to:
- Learn the different types of annuities
- Learn how to compare annuities and their ratings, to avoid confusion
- Learn how to make sure your heirs are protected
- Learn which annuities cost the least and pay the most
- Learn how to keep it simple, avoid mistakes, and stay in control
Honest Guidance, Straight Talk, Scottsdale Office:
Because we are a LOCAL Financial Planning firm with top national resources, you will never be subjected to a sales pitch.
We are not an annuity "car lot", nor are we a national "lead-getting" website that sells your name to lesser agents looking to make a quick sale. We take the time to help you. Our goal is to advance your plan with more safety, security, growth, and income. There is no charge to meet to learn your options.
What is an annuity? An annuity is an agreement with a regulated life insurance company to protect your money and pay you an income on the date you choose. There are four types: immediate, variable, fixed, and fixed index. The Next Generation of Fixed Index annuities provides the most safety, security, principal protection, and lifetime income--when selected properly. Please don't buy annuities off the internet or from an agent who is really just a salesman--offering only one or two annuities. You owe it to yourself to learn how annuities work, the key differences between them, and which type of annuity is the right fit for your financial plan--without sales pressure.
It's 2020: The annuities of old are a thing of the past.
Our unique process reviews up to 1200+ annuities. We help our clients with a fiduciary duty. And yes, we DO reject well over 98% of all annuities on the street. At this point in your life, you can't afford mistakes. Today--with the right annuity-- you may enjoy uncapped growth potential, no market losses, no management fees, ample liquidity, and safe, worry-free income for life in the range of 5% to 9.77% or higher, depending on your age and deferral period. The insurance company does NOT keep your money when you die! Discover the NEXT GENERATION of retirement annuities today. VISIT ANNUITY UNIVERSITY HERE.
Skip The Sales Pitch, Get The Facts.
Getting the right annuity is a major decision. Here's why you want to work with Scottsdale Financial Planner and Certified Annuity Specialist®, Steve Jurich (pronounced Jur-itch):
We are LOCAL. It's nice to know that you can hear your financial advisor on the radio every day. You can also read his best-selling book (a book that he wrote personally, not done by a ghost writer!) The first three chapters of the book are available as an instant download.
As a long standing family business with hundreds of clients, our goal is to help you incorporate your carefully considered annuity into a complete retirement financial plan, built to LAST. We are not just in it to make a sale, we are in it to make you a happy, prosperous, and satisfied CLIENT. Your annuity comes with a professional retirement income plan which includes Social Security planning, at no extra charge.
Your retirement dreams revolve around safe, secure, reliable income in retirement coordinated with your other investments. That is our area of expertise and we want to help make you successful.
- Scottsdale Financial Planner Steve Jurich (pronounced Jur-itch) is one of America's leading annuity authorities. Steve takes annuities apart and puts them back together for you so they become crystal clear. No gimmicks, no tricks, no sales pressure. We are A+ Accredited Members of the Better Business Bureau, and represent A+ carriers.
Every year, more retiring engineers, teachers, health care professionals, managers, lawyers, accountants, and tech workers choose annuities for all or part of their 401k, 403b & IRA rollovers. Why?
- Preservation of principal
- Certainty of income for 2 spouses from the same IRA
- More income than bond funds, with better safety
- A way to “buy a pension”, without “locking up” your money
- Strong diversification (non-correlated to stock market or real estate.)
Is you retirement income truly secure? If you are married, do you have an income plan in place for when one of you passes away? Securing retirement income for life for both you and your spouse is the single most important first step in financial planning for retirement. As more companies move away from pension plans to 401k plans, smart retirees are recognizing that --annuities are the practical way to get the benefits of a conservative investment combined with exceptional lasting income. Investing in retirement is complicated and risk. Today's NEXT GENERATION retirement annuities make life simple again. You stay in control of your principal while your income grows. You move up with your money, never down, forward never back. Many people want to skip the risk of the market and just collect paychecks (mailbox money). With the right annuity, you never experience a market loss. There is on management or advisor fee deducted from your principal. And, you may enjoy a lifetime income like a pension--without "annuitizing." We're happy to help you compare annuities and share our years of research and experience with you.
Put our trademarked strategy to work for you: Insure your income, insure your outcomes, invest the rest with purpose®
What people are saying about "Smart is the New Rich"
an Amazon best seller in three categories
– Must read
I'm a Certified Financial Adviser, and if I didn't run my own company I would join this guy’s. Seriously, it's a must-read in today's new financial reality. In fact … I'm handing these books out to many of my clients for free, it's THAT important! Thanks, Steve, I hope to meet you in person one of these days.
Yuerg Eichmann | March 17, 2016
– Must read for retirement planning
“Smart Is the New Rich” is a great overview of the many facets of retirement planning. It has changed my thinking about how much capital I have versus how much income I will have in retirement. The book provides easy-to-understand, side-by-side comparisons of risks and growth of hypothetical investments in Hybrid Fixed Indexed Annuities and the securities market. A good read and great reference for retirement planning for all age groups!
William Thomas | March 17, 2016
– Straight talk about retirement strategies
The SMART thing to do is buy this book, read it, tell your friends and keep it handy for future reference. It is an easy read, interesting, clearly written and full of valuable information. “Smart Is the New Rich” gives a practical, no-nonsense approach to the “de-accumulation phase” of investing and is helping me sort out my retirement plan. Of particular interest is the clarification of the strengths and weaknesses of the various types of annuities. Although the charts and graphs are a bit small in the book, the Kindle version allows expansion of the text and is therefore easy to read. If you are nearing retirement and seeking a reliable and sustainable income for a lifetime, I highly recommend you read this book!!!
Carol | March 17, 2016
– Straight talk about retirement strategies
"After looking into annuities, and getting very confused by all the sales lingo, this book was a refreshing change. I appreciated its clear definitions of the different kinds of annuities, their pluses and downsides, and under which circumstances one may work well while another would flop. No hard-sells, no marketing jargon, just good information. Wish the rest of the annuity industry would take notes."
AnglophileLV | December 2, 2014
– Must read for retirement planning
"Smart Is The New Rich" is a great overview of the many facets of retirement planning. It has changed my thinking about how much capital I have versus how much income I will have in retirement. The book provides easy to understand, side by side comparisons of risks and growth of hypothetical investments in Hybrid Fixed Indexed Annuities and the securities market. A good read and great reference for retirement planning for all age groups!"
William Thomason | September 19, 2013
"Educational for people who want to know about annuities. Clears up a lot of miss information. Written clearly and easy to read. Definitely worth while reading."
Leonard Geissenberger | December 13, 2014
In founding MyAnnuityGuy.com, Steve’s mission was – and still is – to help his clients achieve their financial and lifestyle goals with more simplicity, less risk, more income, and more potential for upside growth. Is that what you want? We can help. MyAnnuityGuy is a service of IQ Wealth Management, a financial planning firm in Scottsdale, Arizona.
The company’s many satisfied clients include retired (and soon to retire) engineers, teachers, managers, technicians, and business owners who want to:
- Secure their retirement nest eggs while growing their income
- Build an income replacement plan that does not rely on market performance in order to succeed
- Provide guaranteed income for life, without annuitizing and without losing control
- Protect their heirs
- Maintain liquid access to their money
- Decrease the amount of taxes they pay, where-ever and whenever possible
- Lower their overall fees, expenses, and costs
Since 1996, Steve has built his practice around these three core principles:
- Honesty: No over-the-top sale pitches… just the facts. Period.
- Transparency: No hidden fees. No fine print without clear and easy to understand explanations. No mumbo-jumbo.
- Integrity: The company’s fiduciary duty is to their clients, not to a bank manager or a broker dealer.
Steve uses a unique process to review up to 1,200 annuities or more--playing no favorites-- giving his clients a critical advantage not found with most agents.
Steve is an Accredited Investment Fiduciary.
His company, IQ Wealth Management™, also provides clients with access to a number of proprietary annuities from major carriers, not available to over 99% of all other agents.
Because there can be as much as a 30% to 43% difference in payouts among the top carriers, clients may realize a difference of thousands of dollars of income annually by working with Steve—potentially hundreds of thousands over time.
A financial plan built for this century, not the last one.
“Once upon a time, CDs and bonds paid 5% to 9%. Retirement was simple. Planning was easier. But that was then — this is now! Is your financial plan built for where you’ve been, or where you and your spouse are going? Through thoughtful planning, careful calculation and a lot of listening, we can help you build a solid foundation for a more stress-free retirement! Yes, you can enjoy ample income that won’t let you down, liquidity that keeps your lifestyle intact, simplicity that leads to peace of mind and protection of principal while indexing for growth to keep you moving forward. With over 20 years of successful service advising clients, I know I can help you make the right annuity choice and can help you with your entire financial plan. Learn why I reject more than 98% of all annuities. Let's talk soon.”
Let's talk soon
Listen to Steve’s Radio Show, “Mastering Money”
Tune in to MASTERING MONEY, with Best-Selling Author Steve Jurich and Ken Morgan, Monday – Friday from 8am to 9am and 11am to 12 NOON, or download our FREE App on your app store--listen any time, and call us any time. We are here to help make your retirement more simple, safe, and secure.