We Research Annuities So You Don't Have To
MyAnnuityGuy.com is a service of IQ Wealth Management, presented by Accredited Investment Fiduciary®, Certified Annuity Specialist®, and Kiplinger Contributor Steve Jurich. Steve can be heard daily on Money Radio in Phoenix. For podcasts, click HERE.
The 5 Annuity Don'ts
Don't by any annuity until you watch this!
- Learn about the different types of annuities
- Learn the facts about annuities to avoid confusion
- Learn how to make sure your heirs are protected
- Learn how to discern good information sources from the bad
- Learn how to avoid over-complicating your decision
Are Annuity Salespeople Giving You The Whole Story?
(We believe you CAN handle the truth)
What is an annuity? It is simply one financial arrow in your quiver when completing a lifetime financial plan. The annuities of old are a thing of the past. Our unique process reviews up to 1200+ annuities to help you arrive at your optimal annuity decision. (We reject over 98% of all annuities.) Today you can enjoy uncapped growth potential, no market losses, no annual fee deductions, and income growth guaranteed in the range of 6% to 10% annually. The insurance company does NOT keep your money when you die! Discover the NEXT GENERATION of retirement annuities. For answers to the top 25 annuity questions, VISIT ANNUITY UNIVERSITY HERE.
Skip The Sales Pitch, Get The Facts.
FACT: We Reject Over 98% Of All Annuities. (We SPECIALIZE in strictly the top 2%)
We are LOCAL. It's nice to know that you can hear your financial advisor on the radio every day You can read his best-selling book. We welcome you to our family and help you incorporate annuities into a complete retirement financial plan, built to LAST. We are not just in it to make a sale, we are in it to make you a happy, prosperous, and satisfied CLIENT. Your annuity comes with a professional financial plan at no extra charge.
Your retirement dreams revolve around safe, secure, reliable income in retirement coordinated with your other investments. That is our area of expertise and we want to help make you successful.
- Scottsdale Financial Planner Steve Jurich (pronounced Jur-itch) is one of America's leading annuity authorities. Steve takes annuities apart and puts them back together for you so they become crystal clear. No gimmicks, no tricks, no sales pressure. We are A+ Accredited Members of the Better Business Bureau, and represent A+ carriers.
Every year, more retiring engineers, teachers, health care professionals, managers, lawyers, accountants, and tech workers choose annuities for all or part of their 401k, 403b & IRA rollovers. Why?
- Preservation of principal
- Certainty of income for 2 spouses from the same IRA
- More income than bond funds, with better safety
- A way to “buy a pension”, without “locking up” your money
- Strong diversification (non-correlated to stock market or real estate.)
Is you retirement income truly secure? Do you have an income plan in place for when one of you passes away? Securing retirement income for life for both you and your spouse is the single most important first step in financial planning for retirement. As more companies move away from pension plans to 401k plans, smart retirees are recognizing that --annuities are the practical way to get the benefits of a conservative investment combined with exceptional lasting income. Investing in retirement is complicated and risk. Today's NEXT GENERATION retirement annuities make life simple again. You stay in control of your principal while your income grows. You move up with your money, never down, forward never back. Many people want to skip the risk of the market and just collect paychecks (mailbox money). With the right annuity, you never experience a market loss. There is on management or advisor fee deducted from your principal. And, you may enjoy a lifetime income like a pension--without "annuitizing." We're happy to help you compare annuities and share our years of research and experience with you.
Put our trademarked strategy to work for you: Insure your income, insure your outcomes, invest the rest with purpose®
What people are saying about "Smart is the New Rich"
an Amazon best seller in three categories
– Must read
I'm a Certified Financial Adviser, and if I didn't run my own company I would join this guy’s. Seriously, it's a must-read in today's new financial reality. In fact … I'm handing these books out to many of my clients for free, it's THAT important! Thanks, Steve, I hope to meet you in person one of these days.
Yuerg Eichmann | March 17, 2016
– Must read for retirement planning
“Smart Is the New Rich” is a great overview of the many facets of retirement planning. It has changed my thinking about how much capital I have versus how much income I will have in retirement. The book provides easy-to-understand, side-by-side comparisons of risks and growth of hypothetical investments in Hybrid Fixed Indexed Annuities and the securities market. A good read and great reference for retirement planning for all age groups!
William Thomas | March 17, 2016
– Straight talk about retirement strategies
The SMART thing to do is buy this book, read it, tell your friends and keep it handy for future reference. It is an easy read, interesting, clearly written and full of valuable information. “Smart Is the New Rich” gives a practical, no-nonsense approach to the “de-accumulation phase” of investing and is helping me sort out my retirement plan. Of particular interest is the clarification of the strengths and weaknesses of the various types of annuities. Although the charts and graphs are a bit small in the book, the Kindle version allows expansion of the text and is therefore easy to read. If you are nearing retirement and seeking a reliable and sustainable income for a lifetime, I highly recommend you read this book!!!
Carol | March 17, 2016
– Straight talk about retirement strategies
"After looking into annuities, and getting very confused by all the sales lingo, this book was a refreshing change. I appreciated its clear definitions of the different kinds of annuities, their pluses and downsides, and under which circumstances one may work well while another would flop. No hard-sells, no marketing jargon, just good information. Wish the rest of the annuity industry would take notes."
AnglophileLV | December 2, 2014
– Must read for retirement planning
"Smart Is The New Rich" is a great overview of the many facets of retirement planning. It has changed my thinking about how much capital I have versus how much income I will have in retirement. The book provides easy to understand, side by side comparisons of risks and growth of hypothetical investments in Hybrid Fixed Indexed Annuities and the securities market. A good read and great reference for retirement planning for all age groups!"
William Thomason | September 19, 2013
"Educational for people who want to know about annuities. Clears up a lot of miss information. Written clearly and easy to read. Definitely worth while reading."
Leonard Geissenberger | December 13, 2014
In founding MyAnnuityGuy.com, Steve’s mission was – and still is – to help retirees achieve their financial and lifestyle goals with less complication and less risk. MyAnnuityGuy is a service of IQ Wealth Management, a financial planning firm in Scottsdale, Arizona.
The company’s many satisfied clients include retired (and soon to retire) engineers, teachers, managers, technicians, and business owners who want to:
- Secure their retirement nest eggs while growing their income
- Build an income replacement plan that does not rely on market performance in order to succeed
- Provide guaranteed income for life, without annuitizing and without losing control
- Protect their heirs
- Maintain liquid access to their money
- Decrease the amount of taxes they pay, where-ever and whenever possible
- Lower their overall fees, expenses, and costs
Since 1996, Steve has built his practice around these three core principles:
- Honesty: No over-the-top sale pitches… just the facts. Period.
- Transparency: No hidden fees. No fine print without clear and easy to understand explanations. No mumbo-jumbo.
- Integrity: The company’s fiduciary duty is to their clients, not to a bank manager or a broker dealer.
Steve uses a unique process to review up to 1,200 annuities or more--playing no favorites-- giving his clients a critical advantage not found with most agents.
Steve is an Accredited Investment Fiduciary.
His company, IQ Wealth Management™, also provides clients with access to a number of proprietary annuities from major carriers, not available to over 99% of all other agents.
Because there can be as much as a 30% to 43% difference in payouts among the top carriers, clients may realize a difference of thousands of dollars of income annually by working with Steve—potentially hundreds of thousands over time.
A financial plan built for this century, not the last one.
“Once upon a time, CDs and bonds paid 5% to 9%. Retirement was simple. Planning was easier. But that was then — this is now! Is your financial plan built for where you’ve been, or where you and your spouse are going? Through thoughtful planning, careful calculation and a lot of listening, we can help you build a solid foundation for a more stress-free retirement! Yes, you can enjoy ample income that won’t let you down, liquidity that keeps your lifestyle intact, simplicity that leads to peace of mind and protection of principal while indexing for growth to keep you moving forward. Yes, we can help you get there from here. Let’s talk soon!”
Let's talk soon
Listen to Steve’s Radio Show, “Mastering Money”
Tune in to MASTERING MONEY, with Best-Selling Author Steve Jurich and Ken Morgan, Monday – Friday from 8am to 9am, or download our FREE App on your app store--listen any time, and call us any time. We are here to help make your retirement more simple, safe, and secure.